Cheaper Auto Insurance -- Four Sure Tips

1. Those who have more than one car will make considerable savings if they insure all those cars with the same insurer. Howbeit, there are several cases where you'll save more by buying from different insurance carriers. You can ensure you are choosing the best in your case by doing serious comparison shopping. But if you don't have plans to shop around, you can be sure that you'll still save considerably with a multi-vehicle discount.

2. A multi-policy discount is a sure way to bring down your overall insurance spend. This clearly implies you should endeavor to purchase your car insurance policy from the same insurer that handles your renters, medical or LTC insurance policies.

However, I must point out that you may NOT save as much as you might by switching. Getting quotes and comparing them with what you'll save are highly profitable steps. Once you do this, you won't be guessing as you make your choice since know definitely which brings bigger savings.

3. There is something known as "good driver discount." It is for people who have not made claims for three years and above. But bear in mind that not all insurers give this discount.

Your agent should be made to realize your displeasure with their refusal to give you this discount and don't forget to stress that you might leave for a different insurance carrier. Believe it or not, every insurance provider likes having policyholders who stay claims free for this long and you shouldn't find it hard landing lower rates with many other providers.

Most insurance providers will do everything within their powers to make sure they don't lose a prized policyholder and this will likely draw a concession from them.

4. You will save much by visiting a minimum of five quotes sites. If you do this, you will make it most likely that you'll get all the lowest auto insurance quotes possible because five sites will present not less than 25 quotes altogether.

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