Seven Tested Steps For Low Cost Vehicle Insurance

You don't have to do exceptional things in most cases in order to lower your rates. It's generally little things that bring about massive savings. I'll take some time out in this article to reveal such things...

1. You'll help reduce your rates if you always ensure you park your car in a safe place. .By safe I mean places where the risks of theft, vandalism or accidental damage are very low. Furthermore, you might even get discounts with your insurer if you show that you have a good garage.

Also make sure that your car is always parked in a well-lit area.

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2. Retirees are offered a special discount by many insurance companies. Retired folks don't get to drive to a place of work every day. Driving less means reduced mileage which surely makes you a better risk.

This discount is surely not one any retired person should overlook. Therefore it's a good thing to discuss this with your insurance agent. If for any reason they do NOT have a retiree discount, don't fail to tell your agent about the change in your mileage. You deserve a a cheaper rate if the difference in your mileage is significant.

3. Your might be paying a lot more than you should because of some really unnecessary add-ons like towing. Have you checked to see if your credit card doesn't already offer this as added value?

Even if this is not the case with your credit card company, you'll still get better service and save more if you exclude towing from your policy and you a dedicated towing company instead.

4. It will cost you much more to insure a vehicle if it has a poor safety rating. Opt for cars that have mechanisms that improve safety. You'll qualify for a Safe Vehicle discount if your vehicle has such features. To get more details on this and how much savings you'll realize by fixing them, discuss with your agent.

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5. Defensive driving or any other special driving program approved by your insurer will get you discounts. The reason is simple: Defensive drivers are trained to drive safer. This means that high risk profiles like teen drivers will benefit a lot from this type of training. Being certified as a defensive driver will save a young driver thousands in premiums in a few years. So as much as possible, become a defensive driver especially if you under 25. Once you get certified demand your well-earned discount from your insurer or look for another insurer if they don't give you a decent discount.

6. Marriage is something that will do your auto insurance rates a world of good. This is true even though you can't just go off to marry just because of this. It's commonsense that every person becomes more stable and less reckless once they get married. This stability affects such a person for good when he/she is behind wheels. They generally file fewer claims and when they do, they usually cost less.

7. Never leave your car unlocked and running while you dash in to get something. This is an open invitation to any thief sniffing around. Every thief checks how easy a target is before making a move. An unlocked car with the engine running? What could be easier?

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Bonus tip...

You can save a lot of money in auto insurance if you obtain and compare auto insurance quotes from quotes sites. You'll realize savings if you use just one quotes site. However, you will get better results by using at least five.

The plain logic in this is that you will get a greater number of auto insurance quotes from many more insurers. This raises your chances of receiving better offers.

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