SLASH YOUR CHEAP CAR INSURANCE RATE NOW
Tuesday, November 17, 2009
Cheapest Auto Insurance -- Tips To Get It
Anyone who uses the right advice will easily attract more affordable rates without sacrificing adequate coverage Nevertheless, if you get the wrong ones, although you may still save, it will be by sacrificing the quality of coverage you'll enjoy. I will, however, only make recommendations that will save you much while you still keep enjoying sufficient coverage...
1. Under-25 drivers pay very high rates. If you belong to this age bracket you can get cheaper rates if you keep getting good grades at school.
The good student discount is for students who get A's or a minimum of B's. For young drivers who qualify, you can get discounts of about 5 percent. Reckless under-25 drivers are not likely to maintain good grades.
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2. Taking a drivers' refresher course will help those above fifty-five years bring down their rates. You can lower your monthly premium by up to 10 percent the moment you go through this course. To find out more details of the process and the amount you can save with your insurance provider, discuss with your agent.
3. Are you a retired person? Then you're eligible for a retiree discount with several insurance providers. Retired persons don't have to drive to a place of work on a daily basis. Driving less will lead to lower mileage which definitely makes you a lower risk.
The details for each insurance provider may differ but this is definitely a good way to reduce your car insurance rate. So it's important to discuss this with your agent. Even if they don't call it a retiree discount, telling them of a dramatic reduction in mileage is necessary. Except where the change in your mileage isn't significant, you should shop for another insurer if you are NOT given a decent discount.
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4. There are many anti-theft devices like alarm systems, automatic gas cut-off system and stuff like that. Since they bring down the chances of your vehicle being stolen, they bring a considerable discount. Cars that don't have such mechanisms are preferred targets for car thieves.
5. You will get discounts with some insurers if you're part of an auto club. Although you shouldn't look to attract huge discounts for this, every little discount you can garner will add up to much when added to other such discounts.
6. You can enjoy discounts from some insurance providers if you're part of groups especially the larger ones. They will get many of the members easily if an association decides to accept them as their insurance provider. Although you may not just join a group because you want a group vehicle insurance discount, you'll do well to take advantage of it if it's offered to any association you are part of.
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7. You deserve a sizeable discount if your child doesn't drive the car for a considerable time frame because he/she is away at school. If this applies to your child in school then do not forget to let your agent know about it. While you're encouraged to make a move, you must understand that this isn't one of several usual discounts that all insurance carriers give.
8. As you take these other steps to cut down your auto premium, here's what to do to receive lower rates today: Visit trusted insurance quotes sites and get quotes.
Visit not less than five of such for the best results. It's free, quick and easy. Please make certain you give your correct details as you fill the forms on each site. Thereafter, just pick the insurer that represents the best price/value from the quotes you receive.
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mike thats a good stat keep it up.